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Nampa Car Title Loans in Idaho


We offer the opportunity to take out a short-term loan using the title to your vehicle. Rather than relying on your credit to obtain a loan, you can instead use your lien-free vehicle title as collateral for the loan you need. A title loan does not work the same as a traditional bank loan. Whereas with a bank loan, you often need to complete a stack of paperwork and agree to have a credit check run, we approach things a bit differently.

There are no mounds of paperwork to complete and we offer quick lending decisions. In fact, you can even use an online application to apply for your loan. It usually only takes about 15 or 20 minutes to complete the online application, meaning you do not have to waste a lot of time, which is often the case when applying for a bank loan. If we are able to approve your request for a title loan, you could have your funds within one day or less.

Credit is not even a concern when applying for auto title loans in Nampa. If you have been putting off applying for a title loan because you have bad credit or because you do not have any established credit, it’s important to know that we do not make lending decisions according to your credit score. All that is required to be approved for a title loan is a regular source of income and a lien-free vehicle title.

You can get started with your online application by entering your name and a contact number. In order to provide you with an accurate estimate for your loan, we will also need information about your vehicle, including the make and model. You will also need to provide the mileage for your vehicle. Please be aware that that the actual amount of your approved loan will be based on your income as well as your vehicle value. Many people often wonder whether their vehicle can be approved for a title loan.

About Us

At Nampa Car Title Loans, we make customer satisfaction our top goal. Our courteous staff is dedicated to providing the highest level of customer service. We are located in Nampa for your convenience. If you should ever have a concern or a question about your loan, we are here to help.

We work to keep payments low by offering competitive interest rates. Additionally, we make it available to refinance your title loan if you ever find that it has become difficult to make your payments. We know that things that can happen that can interfere with your ability to pay. If you begin to experience problems making your payments, just get in contact with us to see if we can refinance your loan.

If you are worried that you won’t be able to drive your vehicle while you are making payments on your title loan, do not let this concern you. We know that the vehicle you use as security for your title loan may be your only vehicle. We do not want you to experience any hardship. As long as we receive your loan payments on time, you do not have to worry about turning your vehicle over to us.

How It Works

Title Loans

We believe it is important for you to understand how it works when taking out title loans in Nampa. At Nampa Car Title Loans, we offer you the ability to take out a quick and easy loan that does not depend on your credit rating. It is important to be aware that there are certain state legal regulations that must be met when applying for a title loan.

The title to the vehicle you will use to secure your loan must be listed in your name. You are not allowed to use someone else’s vehicle as collateral for a title loan. You must also own the vehicle. There cannot be any outstanding loans on the vehicle. We will also need to verify that you are at least 18 years of age.

Payback

You are not required to have a job in order to be approved for a title loan. One of the most common reasons for applying for a title loan is because you are out of work at the moment. Our only concern is that you are able to pay back your loan. For this reason, we will need to verify that you have a regular source of income, such as Social Security, alimony, disability, unemployment, or child support.

We are not concerned with how you plan to use the funds from your loan. Applicants often borrow money using title loans for a variety of reasons, such as catching up on bills, medical expenses, home improvements, auto repairs, etc.

Lending Solution

We believe you should be able to use your loan for whatever you like, so we will not ask any questions. When you are being harassed by bill collectors and have a stack of bills you cannot pay, we can help. We know how challenging it can be to meet emergency expenses or even make do between paychecks. By applying for a car title loans Nampa residents can benefit from a fast and easy lending solution regardless of their credit situation.

It only takes a few minutes to complete the online application, which can be done at your convenience, and the funds from your approved loan can be sent to you within one day or less.

Contact Us

(P): (208) 425-6500